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Finally, a
plan
that can offer protection for both
Your Identity
and
Your Credit Score.
(Plus much more!)
Any day. Everyday. 24 hours/day. 7 days/week.
By now, you have probably heard
the statistics, but some of them are worth repeating:
-
Almost 10 Million
Americans were the Victim of Identity Theft in 2008
- Javelin Strategy and Research Center
-
78% of American
households, about 91.1 million, had one or more credit
cards at the end of 2008 - creditcards.com
-
Most Americans have spent about 300
million hours in resolving the arising issue which is
related to identity crime cases -
business-ethics.bestmanagementarticles.com
-
The average American
consumer has 13 revolving debt cards including credit,
gas, store charge, and student loans -
ezinearticles.com
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It's no secret that credit is becoming
increasing important in today's credit-heavy world. In order for you to
access available credit and low interest rates,
having a good credit score
is an absolute must. Any ding or inaccuracy in your credit report
can mean hundreds of dollars in additional interest that you may have
to pay on a loan (or worse, cause you become unqualified).
Of course, there is a greater downside
than just higher interest rates. And that's the actual loss
of your personal identity.
Because credit is so
important, cyber thieves (criminals that specialize in stealing
your identity through computer networks) have a large pool to
choose from, and it's getting bigger everyday.
Identity thieves have been known to sell personal information
(social security numbers, mother's maiden name, home addresses,
etc.) on the black market for as little as $5 a pop!
And it's amazingly quick.
The speed at which criminals
can take your identity and start spending your money is
mind-blowing. To watch a demonstration on YouTube,
click here.
But be warned. . . It's very scary.
However, the news is not all bad.
Fortunately, there is a program created by Helpful Benefits.com, called the Discount LifeLockTM & Security Package which
helps you eliminate most, if not all, of your identity theft and
credit score concerns (plus so much more)!
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Discount LifeLock
TM
&
Security
Package |
Premiums are
always month-to-month. No annual contract!
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What is the Discount
LifeLockTM and Security Package?
The
Discount LifeLcokTM
& Security Package gives you
four complete benefits that
revolve around identity theft prevention and personal security. These benefits include
Identity Theft Prevention, Credit Score Monitoring, Legal
Representation, and 24/7 Roadside Assistance.
There is
no question that both identity theft prevention and credit score
protection are very important in today's technology-based world, but
rarely does a plan offer both of these services together.
This forces you to purchase
two separate plans, with two separate billing structures, and
two different terms of agreements.
But it doesn't have
to be this way.
Helpful Benefits.com
has created the Discount LifeLcokTM & Security Package that covers your identity
theft protection needs, your credit monitoring service needs, and so
much more! Simplifying the process, while at the same time, saving
you time and money.
In a nutshell, we have the
ability to
offer these plans
in one complete package, for
roughly the same price it would cost to acquire one!
The entire package is available to you for a low monthly premium
of:
$19.40/month
(Family)
$15.40/month
(Individual)
*Both packages have an
additional $7.95,
one-time application fee
| Registration will redirect you to
a secure payment site sponsored by:
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All Benefits Begin Immediately.
And No Waiting Period.
Remember, payments are made on a month-to month
basis, which means there is no annual contract
that you need to sign!
And because there is no annual contract, you are
free to cancel your benefits package at any time.
If you are not finding the
Discount LifeLcokTM
& Security Package useful, simply cancel your membership. It's just that
easy.
Now that you have seen the four benefits
included with the
Discount LifeLcokTM & Security Package, let's take a
closer look at them, on an individual basis, and see how they can work for you.
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LifeLock ™
Over 10
million Americans will be victims of identity theft this year. LifeLockTM is
the leader in proactive identity theft protection, protecting over 1
million members nationwide. LifeLockTM is a proactive service that works to
reduce the risk of identity theft and backs it up with a $ 1 million total
service guarantee, in the event your identity is compromised.
LifeLockTM
requests free fraud alerts with the major credit bureaus on your behalf
and then renews them every 90 days. LifeLockTM
also requests a copy of
your free annual credit report, which will be sent directly to you.
LifeLockTM
also helps reduce junk mail and removes you from the pre-approved
credit offer lists.
LifeLock’s
WalletLock™ service is also included with your membership.
If
you lose your wallet, a WalletLock specialist will help contact each
credit card, bank or document issuing company, cancel your affected
accounts and complete the paperwork and steps necessary to replace your
lost documents (excluding money and pictures), including your credit/debit
cards, driver’s license, Social Security card, insurance cards, checkbook
– even travelers checks - at no additional cost to you.
LifeLock’s
eRecon™ service also works to protect you by searching criminal websites
for online selling and trading of your information and notifying you if
anything is found; and TrueAddress™ will notify you when a change of
address is filed in your name.
Highlights
-
Free Fraud
alerts are requested on your behalf to the major credit bureaus - when
anyone tries to use your credit the merchant is advised to take extra
precautions to verify it’s you and only you making the request. -
A reduction
in junk mail. -
Fewer pre-approved credit card solicitations. -
WalletLock™ assists you in the event your wallet is lost or stolen. -
eRecon™ searches for your information being sold or traded online. -
TrueAddress™ notifies you when a change of address is filed in your
name. -
$1 million total service guarantee – if your identity is stolen while you’re a
client, we will do whatever it takes to recover your good name and spend
up to $1 Million to do it.
Credit CopilotTM:
Credit Management Solutions
Credit Copilot TM
provides you with unparalleled access to advanced financial planning,
debt management and credit analysis tools that go beyond simple credit
reporting, dispute resolution or debt payoff calculations.
For starters, we work with you and the credit agencies to
help eliminate inaccurate or improper items on your credit reports. We
also help you manage annoying creditors, move toward becoming debt-free,
and start saving for the future with dedicated planning and analysis
tools.
Highlights
-
Financial management, analysis and planning tools for
evaluating impact of credit and debt on your short and long term plans -
Direct access to all 3 credit reports with centralized
dispute console -
Professional dispute and inquiry letters coupled with
paperless processing -
Seamless workflow for dealing with multiple agencies,
creditors and disputes -
Educational tools for understanding your credit, your
legal rights and various options available to you
Credit CopilotTM
is much more than a simple system for reviewing your credit reports. If
helps you organize, classify and act on the information that may be
contained in any of the three credit reports. It arms you with the
knowledge and tools necessary to maintain accuracy of the reports. It
takes you even further with proprietary worksheets and “what if”
simulators that will help you analyze your finances, create actionable
plans and evaluate your progress along the way.
24 Hour
Automobile Roadside Assistance
Roadside Assistance is available 24 hours a day, 365 days a year to assist
you when owned or leased vehicles are disabled as a result of
unavoidable circumstances. You will only have to pay for any
non-covered expenses or covered costs in excess of the 15 miles per
occurrence maximum. Coverage is extended to you, your spouse, and
any dependent children up to 21 years of age permanently residing at
registered address when driving any vehicles that they own or lease for 12
months or longer.
Highlights
-
Available 24 hours a day, 365 days a year -
Up to 15 miles towing (up to $80 retail value) per occurrence maximum for
covered charges -
Covers you, your spouse and any dependent children up to age 21 permanently
residing at registered address when driving any vehicles they own or
lease (12 months or longer) -
Towing Assistance -
Flat Tire Assistance -
Fuel, Oil, Fluid and Water Delivery Service -
Lock-out Assistance -
Battery Assistance -
Collision Assistance
Legal Care Direct
This
legal benefit is provided by a nationwide discount legal referral service.
Attorneys in our network have an average of 19.4 years of experience.
Highlights
-
A nationwide network of over 20,000 attorneys -
Plan attorneys will either charge $125.00 per hour, or when appropriate, give
members a 40% discount off their usual and customary hourly rate
Nine (9) Free Services which include:
-
Unlimited initial phone consultations for new legal matters
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Initial one-on-one consultations for new legal matters
-
Attorney review of independent legal documents (6 page max.) per new
matter
-
When appropriate, network attorneys will write letters on
your
behalf
-
When appropriate, network attorneys will make phone calls on
your
behalf
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Assistance in solving problems with government programs such as welfare
and INS
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Assistance with small claims court representation
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Free simple will with annual updates
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Additionally, you will have online access through the Legalclub.com
website to prepare a free living will (advance healthcare directive)
Capped fees* on eight (8) commonly used legal services, which include:
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Traffic Ticket
Defense |
$ 89.00 |
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Name Change |
$ 155.00 |
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Real Estate
Closing |
$ 250.00 |
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Chapter 7
Bankruptcy |
$ 750.00 |
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Simple Divorce |
$ 275.00 |
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Simple Will with
Trust |
$ 250.00 |
|
Non-support
(spouse/child) |
$ 275.00 |
|
Regular
Incorporation |
$ 295.00 |
*Prices are subject to change without notice and may vary by region.
**Costs and filing fees additional, specific definitions apply.
Legal Care Direct Savings Examples
|
Service |
Average Cost |
Legal Club
Cost |
Savings
Percentage |
|
Traffic
Ticket Defense
|
$199.00 |
$89.00 |
55% |
|
Name Change |
$1,100.00 |
$155.00 |
85% |
|
Will with
Simple Minor Trust |
$530.00 |
$250.00 |
53% |
|
Chapter 7
Bankruptcy |
$1,500.00 |
$750.00 |
50% |
|
Non-Support
(Spouse/Child) |
$1,490.00 |
$275.00 |
82% |
|
Simple
Divorce |
$1,100.00 |
$275.00 |
75% |
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Corporation
(Regular) |
$585.00 |
$295.00 |
50% |
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Personal
(Non-Commercial
Real Estate Closing) |
$675.00 |
$250.00 |
63% |
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National
Average
|
Discounted
Rate
|
Savings
Percentage
|
|
Hourly Rates |
$204.00/hour |
$125.00/hour |
40% |
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*This is an example of savings. Prices are subject to
change without notice. Prices may vary by region and
provider location. |
How to Purchase
-
Select "Register Now!"
at the bottom of this page to
apply.
Follow the on-screen
instructions to register.
Once completed,
membership kits will be mailed within 7 - 10 business days. An email will be sent to you
as confirmation of your purchase.
All kits, when they arrive,
include 2 membership cards, an instructional brochure, and a listing of local area providers
for each benefit selected. Additional cards can be issued for $2.50 per card.
24-hour
provider referrals are available via a toll-free automated system and
on the internet.
Additional questions? Feel free to email
customer service.
So are you ready to take advantage of the
Discount LifeLcokTM & Security Package?
Are you ready to get the piece of mind of having those much-needed
identity theft prevention programs in place,
while at the same time, getting a tremendous value for your purchase?
Remember, the plan is only $15.40/month for yourself, or
$19.40/month for the family plan. There is no annual contract,
and you are free to cancel at anytime.
Give us a shot. We think you'll really be glad that you did.
Sincerely,
Jeremy Maslowski
Lead Consultant & Founder
Helpful Benefits.com
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a secure payment site sponsored by:
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DISCLOSURE: THIS IS
NOT INSURANCE, NOR IS IT INTENDED TO REPLACE INSURANCE
|
If you would like to subscribe to the Helpful Benefits.com newsletter,
which will notify you about new changes to our benefit packages,
please register using the form to the right. Confirmation of
request will arrive within 24 - 48 hours.
Newsletters are distributed on a
quarterly basis, or as new information is released.
As always, your
privacy is our main concern. Your contact information will be used
for our newsletter only.
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