Q. What is the vision
benefit? Does it include eye exams? Does it include contact lenses?
A. The vision benefit offers 10% to 60% discounts on eyewear and eye care
at more than 12,000 optical locations throughout the
United States.
Providers include national optical chains such as LensCrafters, Pearle
Vision, EyeMasters, JCPenney, and Sears as well as regional chains and
thousands of independent practitioners. Often many participating locations
offer discounts of 10% on eye exams for both eye glasses and contact
lenses. Additionally, the ophthalmology portion of the network offers 10%
to 30% discounts on eye exams and surgical procedures, including the
popular laser surgeries in select markets.
On average, members
receive a 20% discount on replacement contact lenses (excluding disposable
lenses) at retail locations. Members may elect to use the mail order
service to purchase replacement contact lenses (including disposables) at
a 10% to 40% discount.
Q. Is Coast To Coast (CTC)
discount insurance?
A.
No. While an insured plan is available, CTC is a discount eyewear and eye
care program. There is no paperwork. The participating retail optical
locations will give the discount at the time of the purchase.
Q. Can members use CTC if
they already have vision insurance?
A.
Yes. In most cases CTC can be utilized to eliminate or reduce the
deductible. Once the insurance benefit has been exhausted, members may use
their discount to buy additional pairs of glasses or contacts.
Q. Is there a limit on the
number of times the benefit can be used?
A.
There is no limit on the number of times the member or family member can
take advantage of the savings provided by CTC.
Q. Does the CTC discount
include family members?
A. It includes the member, their spouse and all legal dependents.
Q. What is included with
CTC membership?
A.
Prescription glasses and contact lenses are discounted 20% to 60% in most
cases. Eye exams and surgery are discounted 10% to 30% where available.
Q. Why does the discount
vary from 10% to 60%?
A.
Many variables go into the calculation of the discount such as market
demographics, location, hours of operation, one-hour service capability
and level of retail mark-up.
Example - a chain provider in a major metropolitan mall, open seven days a
week, 10 hours a day with an on-site lab, will more than likely have a
different mark-up than an independent practitioner in a rural community.
However, members will pay almost exactly the same price for the exact same
materials regardless of where the purchase is made. Only the percentage of
discount off retail may vary.
Q. Can members receive the
discount at any optical location?
A.
No. Members must go to an optical location that is contracted with Coast
to Coast Vision to receive a discount. Our providers include national,
regional and local chains as well as thousands of independent
professionals.
Q. What is a dispensing
fee?
A. The dispensing fee is
the amount of money that is added to the provider's wholesale acquisition
cost of materials. It is generally the only profit made by the provider on
your purchase.
Q. Is the eye exam
discounted?
A. Yes, at approximately
4,000 of our 12,000 locations nationwide. Our member service
representatives can tell you which locations discount eye exams in your
area.
Q. What do I do when I get
to the location to get my discount?
A. All you need to do to
receive your discount is show the provider your membership card and tell
them you are with Coast to Coast Vision. It is very important that you
mention Coast to Coast Vision Plan to ensure a discount at the time of
purchase.
Q. Do I get the discount
if the store is running a sale?
A. The location
will
not combine our contracted discount with the sale price. However, in most
cases, the Coast to Coast price
will
be better than the sale price.
Q. Do the retail locations
mark up the merchandise to give me the discount?
A. No, you receive the
discount because CTC brings the buying power of over 10 million members to
the optical retailers participating with us.
Q. How do I get my eye
doctor or optician on the Coast To Coast network?
A. If you wish to refer
your doctor to the Coast to Coast network, just give us their name,
address and phone number and we
will
contact them about becoming a provider. If your practitioner does not wish
to join the plan, you can still use him/her for your eye exam. Simply take
your prescription to one of our participating providers to receive your
discount on glasses or contact lenses.
Q. How can I be guaranteed
the greatest savings on contact lenses for me and for my husband?
A. Although members
receive a 10% to 20% discount when purchasing replacement contact lenses
at participating optical centers, the greatest savings & selection
for contact lenses is often offered through the mail order program.
Replacement contact lenses are discounted at 10% to 40% below retail.
Q. Can I purchase
disposable contact lenses at a discount through a participating optical
center?
A. No. Disposable lenses
are generally priced as "loss leaders" at the retail stores. However,
members can use the mail order contact lens program to receive discounts
when ordering disposable lenses.
Q. What if my contact
lenses are destroyed while I'm on vacation?
A. Simply call the
toll-free number on the back of your membership card. The patient
registration keeps your prescription on file until it expires and we can
send your replacements overnight to you almost anywhere in the world
Back to the
Discount Medical Benefits Package page.