All Products (in alphabetical order)
 

24 Hour Automobile Roadside Assistance

Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances.  Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum.  Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at registered address when driving any vehicles that they own or lease for 12 months or longer.

Highlights

  • Available 24 hours a day, 365 days a year

  • Up to 15 miles towing (up to $80 retail value) per occurrence maximum for covered charges>

  • Covers Member, spouse and dependent children up to age 21 permanently residing at registered address when driving any vehicles they own or lease (12 months or longer)

  • Towing Assistance

  • Flat Tire Assistance

  • Fuel, Oil, Fluid and Water Delivery Service

  • Lock-out Assistance

  • Battery Assistance

  • Collision Assistance

FAQ's about 24 Hour Automobile Roadside Assistance

 

Aetna Dental Access®


Highlights

  • Members save 15% to 50%* on everything from general dentistry and cleanings to root canals, crowns and orthodontia.

  • Over 76,000 ** dental practice locations.

  • Save on routine dental services such as x-rays and fillings.

  • Save on specialty care such as orthodontics and periodontics where available.

Before scheduling an appointment, the member will call the number on the back of their card to speak with a Patient Advocacy representative.  The representative will contact providers in the network to ensure the dental office understands the Dental Care discount card and is accepting new patients. 

 

The representative will then contact the member to provide several different dental care locations so the member may select the provider that most meets their specific needs and book an appointment.

 

Dental benefit is not available to VT residents.

*Actual costs and savings vary by provider and geographical area.

** According to the Aetna Enterprise Provider Database as of October 1, 2008.

 

The discount program provides access to the Aetna Dental Access® network.  This network is administered by Aetna Life Insurance Company (ALIC).  Neither ALIC nor any of its affiliates offers or administers the discount program.  Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program.  Dental providers are independent contractors and not employees or agents of ALIC or its affiliates.  ALIC does not provide dental care or treatment and is not responsible for outcomes.

 

Teeth Whitening Kits from Bright and White, inc.

  • Save 75% on professional teeth whitening kits

  • Custom-made tray from personal impressions

  • No Dental Visits

  • Direct to you by Priority Mail

  • Bleaching gel is great for sensitive teeth

Find an Aetna Dental Provider that is closest to you.

FAQ's about Aetna Dental Access®

Here are some example of savings that the Aetna Dental Access® plan can get for you.

Dental Care Statistics

 

Alternative Health and Wellness

The integration of alternative medicine into conventional western medicine is quickly revolutionizing the landscape of the American healthcare system.  Patients and providers are increasingly using alternative methods of care that do not rely on invasive procedures or long term use of pharmaceuticals. The Alternative Medicine Network is one of the nation's leading providers of integrative medicine. Our national network of over 16,000 practitioners provides care to millions of members all across the country. 

Highlights

  • 10% to 30% savings on all treatments and services

  • Over 16,000 practitioners in the network

  • Over 35 different practitioner disciplines

  • Services include Acupuncture, Nutritional Counseling, Massage Therapy, and Holistic Medicine as well as popular Exercise and Movement specialties including Yoga, Tai Chi, Pilates and more

  • No limits on the number of visits

Find an Alternative Medicine provider that is closest to you.

FAQ's about Alternative Medicine

Alternative Medicine Statistics
Chiropractic Care

Members save 30% to 50% at over 3,000 participating Doctors of Chiropractic nationwide.

Highlights

  • Free initial consultation

  • 50% savings on diagnostic services

  • 50% savings on x-rays performed on-site (if necessary)

  • 30% savings on treatment and other services

  • Unlimited access to care with no limits on the number of visits

  • Over 3,000 providers nationwide

  • Each chiropractor’s licensure and insurance are carefully verified before being accepted in the network

  • Items such as vitamins and durable goods are priced at the doctor’s discretion

Members may choose from more than 3,000 participating Chiropractors. Members enjoy a variety of savings and services including a free consultation, 50% savings on diagnostic services, 50% savings on x-rays performed on-site and 30% savings on treatment and other services. Also, members have unlimited access to care with no limits on the number of visits. Each chiropractor’s license and insurance are carefully verified before being accepted in the network. Items such as vitamins and durable goods are priced at the doctor’s discretion.

Chiropractic is not available to VT residents.

Find a Chiropractor provider that is closest to you.

Here are some examples of savings that the Chiropractic plan can get for you.

FAQ's about Chiropractic Care

Chiropractic Care Statistics

 

Credit Co-PilotTM:  Credit Management Solutions

CreditCopilotTM provides members with unparalleled access to advanced financial planning, debt management and credit analysis tools that go beyond simple credit reporting, dispute resolution or debt payoff calculations.

For starters, we work with you and the credit agencies to help eliminate inaccurate or improper items on your credit reports. We also help you manage annoying creditors, move toward becoming debt-free, and start saving for the future with dedicated planning and analysis tools.

Highlights

  • Financial management, analysis and planning tools for evaluating impact of credit and debt on your short and long term plans

  • Direct access to all 3 credit reports with centralized dispute console

  • Professional dispute and inquiry letters coupled with paperless processing

  • Seamless workflow for dealing with multiple agencies, creditors and disputes

  • Educational tools for understanding your credit, your legal rights and various options available to you

CreditCopilotTM is much more than a simple system for reviewing your credit reports. If helps you organize, classify and act on the information that may be contained in any of the three credit reports.  It arms you with the knowledge and tools necessary to maintain accuracy of the reports. It takes you even further with proprietary worksheets and “what if” simulators that will help you analyze your finances, create actionable plans and evaluate your progress along the way.

 

Fitness Advantage

Fitness Advantage offers an opportunity to get a head start on a healthier lifestyle through access to International Fitness Club Network (IFCN), a network of high quality health and fitness clubs at affordable rates.

 Highlights

  • Members are assured the club's "lowest membership rate for the type of membership selected."

  • Members receive a one-week introductory trial membership certificate, free of charge. This allows members to try several participating clubs for one week each, giving the opportunity to truly experience the club and its facilities. (Not to be combined at the same club.)

  • Available in all 50 states with over 7,000 participating health clubs worldwide. Some of the largest club chains in the country are members of the IFCN, including Bally Total Fitness, Jazzercise, LA Fitness and Lifetime Fitness. 

  • Members may access the member service website or call the toll-free number 24 hours a day, 7 days a week to speak with a trained member service representative concerning various club locations and facility information.

  • IFCN also offers discounts on fitness equipment from 2nd Wind Fitness and Bigfitness. 

  • Health and Fitness Clubs are required to meet the American College of Sports Medicine's health and safety standards.

  • Dues are to be paid directly to the club, in accordance to the signed membership contract.

*IFCN is piloting a program in IL, WI, IA and MN where certain clubs, designated as “IFCN Preferred Clubs” offer the option to join these clubs directly through IFCN via the web portal.  In these cases, all dues and fees are owed to IFCN.

 

FAQ's about Fitness Advantage

Fitness Advantage Statistics

 

 

Legal Care Direct

The legal benefit is provided by a nationwide discount legal referral service. Attorneys in our network have an average of 19.4 years of experience.

Highlights

  • A nationwide network of over 20,000 attorneys

  • Plan attorneys will either charge $125.00 per hour, or when appropriate, give members a 40% discount off their usual and customary hourly rate

Nine (9) Free Services which include:

  1. Unlimited initial phone consultations for new legal matters

  2. Initial one-on-one consultations for new legal matters

  3. Attorney review of independent legal documents (6 page max.) per new matter

  4. When appropriate, network attorneys will write letters on member's behalf

  5. When appropriate, network attorneys will make phone calls on member's behalf

  6. Assistance in solving problems with government programs such as welfare and INS

  7. Assistance with small claims court representation

  8. Free simple will with annual updates

  9. Additionally, members have online access through the Legalclub.com website to prepare a free living will (advance healthcare directive)

    10.

Capped fees* on eight (8) commonly used legal services, which include:

Traffic Ticket Defense

 $   89.00

Name Change

 $ 155.00

Real Estate Closing

 $ 250.00

Chapter 7 Bankruptcy

 $ 750.00

Simple Divorce

 $ 275.00

Simple Will with Trust

 $ 250.00

Non-support (spouse/child)

 $ 275.00

Regular Incorporation

 $ 295.00

Prices are subject to change without notice and may vary by region.

*Costs and filing fees additional, specific definitions apply.

Here are some examples of savings that the Legal Care Direct plan can get for you.

Legal Care Statistics

FAQ's about Legal Care Direct

 

LifeLock ™

Over 10 million Americans will be victims of identity theft this year. LifeLock is the leader in proactive identity theft protection, protecting over 1 million members nationwide. LifeLock is a proactive service that works to reduce the risk of identity theft and backs it up with a $ 1 million total service guarantee, in the event your identity is compromised.

 

LifeLock requests free fraud alerts with the major credit bureaus on your behalf and then renews them every 90 days.  LifeLock also requests a copy of your free annual credit report, which will be sent directly to you.  LifeLock also helps reduce junk mail and removes you from the pre-approved credit offer lists.

 

LifeLock’s WalletLock™ service is also included with your membership. If you lose your wallet, a WalletLock specialist will help contact each credit card, bank or document issuing company, cancel your affected accounts and complete the paperwork and steps necessary to replace your lost documents (excluding money and pictures), including your credit/debit cards, driver’s license, Social Security card, insurance cards, checkbook – even travelers checks - at no additional cost to you.  LifeLock’s eRecon™ service also works to protect you by searching criminal websites for online selling and trading of your information and notifying you if anything is found; and TrueAddress™ will notify you when a change of address is filed in your name.

 
Highlights

  • Free Fraud alerts are requested on your behalf to the major credit bureaus - when anyone tries to use your credit the merchant is advised to take extra precautions to verify it’s you and only you making the request.

  • A reduction in junk mail.

  • Fewer pre-approved credit card solicitations.

  • WalletLock™ assists you in the event your wallet is lost or stolen.

  • eRecon™ searches for your information being sold or traded online.

  • TrueAddress™ notifies you when a change of address is filed in your name.

  • $1 million total service guarantee – if your identity is stolen while you’re a client, we will do whatever it takes to recover your good name and spend up to $1 Million to do it.

FAQ's about LifeLock

 

Pharmacy Discount Card

The neighborhood pharmacy program assures members the lowest price on prescription drugs, saving 10% to 60% on most prescriptions. 

It's simple to use. The member simply presents the membership card to the pharmacist with the prescription. The pharmacist calculates the discount and the member pays the discounted price. No other forms required.

Highlights

  • 10% to 60% savings on most medications.

  • Over 60,000 national and regional pharmacy chains participate as well as independent pharmacies.

  • No pharmacy program is complete unless it includes both retail locations where members may fill acute care medications and a mail order program so members may optimize their savings by purchasing maintenance prescriptions in 90 day supplies to treat ongoing ailments.

  • Do not call the pharmacy for price quotes. Prices may change from day to day and they cannot be given over the telephone. Visit www.rxpricequotes.com to look up drug prices by location.

Find a Pharmacy provider that is closest to you.

Participating Pharmacy Chains

Here are some examples of savings that the Pharmacy Discount Card can get for you.

Drug Pricing (by location)

FAQ's about Pharmacy Discounts

**Pharmacy Discounts ARE NOT INSURANCE and are not intended as a substitute for insurance.

***The discount is only available at participating pharmacies.

  


TelaDoc ™
 

TelaDoc™ is a national network of board certified physicians providing cross coverage consultations 24 hours a day, 365 days a year.  TelaDoc™ physicians use medical records and telephone consultations to diagnose, recommend treatment and write short term prescriptions, when appropriate.  TelaDoc™ does not replace the existing primary care physician relationship, but instead enhances it with an efficient, cost-effective alternative for minor medical problems.

Members can access this service wherever they happen to be: home, office, hotel room, or vacation campsite. Members simply make a phone call and, in most cases, speak to a doctor within three hours.

Highlights

  • On-Demand access to healthcare

  • Telephone access to a physician from any phone, 24 hours a day, 7 days a week

  • Physicians diagnose routine medical problems and prescribe short-term medication when appropriate

  • A physician will contact the member within three hours

  • No more waiting until next week to receive medical attention

  • No outrageous fees or unexpected charges

  • No consultation fee – far less expensive than the cost of a primary care physician visit ($80 – $100 average)

  • Most medical issues can be resolved from any remote location

  • Reduce the number of hours spent away from work therefore increasing productivity

  • Easy method of payment debit/credit card or ACH (if utilizing phone registration)

  • Prescriptions phoned into the member's local pharmacy

  • You may complete your Medical History Disclosure online for FREE.  There is a $12 charge if completed over the phone.

  • Patient access to portable electronic health records with HIPAA compliant secure servers

  • Portable Electronic Health Record (EHR) - FREE

TelaDoc™ does not prescribe DEA controlled substances or lifestyle drugs.  For a list of DEA controlled substances, click here.
TelaDoc™ is not available to visitors or residents of the state of OK.

TelaDoc™ provides services for members 10 years of age or older.

TelaDoc™ does not replace your primary care physician.

 

 

 

VIP Health and Wellness

Vitamins
Vitacost.com is your one-stop shop for thousands of top brand vitamins, supplements, herbs, organics and natural health care products at up to 80% off retail everyday. Choose from over 400 brands and 12,000 items in stock and enjoy savings of 10% on the already low prices. Members can place orders online or toll free by phone.  Most orders ship the same day and every order is backed by the exclusive 5-star guarantee.

Highlights

  • Toll-free and online shopping with friendly and knowledgeable customer service representatives

  • Timely, convenient home delivery of vitamins, supplements, and a wide variety of natural health products

  • Choose from brand names you know and trust such as Natures Way, Twinlab , Enzymatic Therapy and Country Life

  • All purchases include a 30-day unconditional money-back guarantee

FAQ's about Vitacost.com


Diabetes Care
 Through the VIP Health & Wellness program, members save dramatically over the retail price of their diabetic supplies. Plans include a premier Glucose Meter, control solution, test strips, lancets and lancing device.  Supplies are shipped regularly at no additional cost.

Highlights

  • Many different product packages to choose from based on testing requirements. Product packages are designed for everyday testing.

  • Product packages are priced from $29.99/month to $169.99/month, which is 60% off the average competitors’ retail prices.

  • Save an additional 15% off on any single order items including test strips, lancets, lancing devices, and more.

  • Toll-free ordering, regular shipments and convenient home delivery on all diabetic supplies.

  • Free shipping on supplies when product package option is selected.

Here are some examples of savings that the diabetes care benefit can get for you.

 

Vision Care - Coast to Coast Vision Care

Coast to Coast (CTC) Vision has contracted with over 12,000 eye care locations nationwide. Members save on eyeglasses, contacts, eye exams and surgical procedures.  The CTC provider network is the most comprehensive in the United States, and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters.

Highlights

  • Savings of 20% to 60% on prescription eyewear

  • Also, save 10% to 20% on contact lenses (excluding disposables) at participating retail locations

  • Savings of 10% to 30% on eye exams

  • Save 40% to 50% off the overall national average on LASIK surgery (PRK and CK available at select locations)

  • Most frames, lenses and specialty items such as tints, coatings and UV protection are available

  • No limit on the number of times membership may be used during the year

  • Two guarantees - 30 day unconditional money-back satisfaction guarantee and low price guarantee on eyeglasses

  • Members may nominate their own eye care professional to join the network

*Vision Benefit is not available to VT residents

Find an Vision Care Provider that is closest to you.
 

FAQ's about Vision Care

Here are some examples of savings that the Vision Care plan can get for you.

Participating Vision Care Chains

 

Ophthalmology and Laser Surgery Information

 

Mail Order Contacts

 

Vision Care Statistics

 

DISCLOSURE:  THIS IS NOT INSURANCE, NOR IS IT INTENDED TO REPLACE INSURANCE

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